전체 글 썸네일형 리스트형 [부자만들기]금융지식100가지-233 Forward exchange contracts are foreign exchange transactions settled more than t wo business days after the contract date, eliminating future exchange rate uncertai nties. Companies engage in forward exchange transactions for hedging, arbitrage, and speculative purposes, although speculative forward exchange transactions are prohibited in South Korea. Derivative financial products include future.. 더보기 [부자만들기]금융지식100가지-232 In the foreign exchange market, banks play a crucial role, and exchange rates are d etermined by the transactions of general customers, foreign exchange banks, and t he Bank of Korea. Under the floating exchange rate system, exchange rates are dete rmined by the exchange ratio between domestic and foreign currencies in the forei gn exchange market, making it difficult for companies to establish .. 더보기 [부자만들기]금융지식100가지-231 Financial system reforms that began in the United States have influenced Europe, J apan, and eventually South Korea. The US pursued the abolition of deposit interest rate regulations, the liberalization of interstate banking activities, and the allowanc e of bank-securities business integration. Japan implemented deposit interest rate liberalization, separation policies for long-term and short-t.. 더보기 [부자만들기]금융지식100가지-230 Insurance is not about increasing joy but reducing sorrow, and it is divided into pro tection insurance and savings insurance. Protection insurance covers risks without a savings function, while savings insurance covers risks and returns premiums at m aturity. When purchasing insurance, one should avoid being influenced by social pr essure or coercion and choose only necessary insurance, avoidin.. 더보기 [부자만들기]금융지식100가지-229 Domestic savings play an important role in enhancing economic growth and self-s ufficiency, with private sector savings in South Korea amounting to 108 trillion won in 1999, of which household savings accounted for 87 trillion won. Retail banking fo cuses on small transactions, targeting individuals and small businesses, and requir es the establishment of a network of branches. Consumer credit i.. 더보기 [부자만들기]금융지식100가지-228 The internationalization of corporate finance means diversification and complexity of transactions, which increases new possibilities but also raises risks. As corporate financial activities become internationalized, advancements in international transa ctions, sophistication of international capital transactions, diversification of contac ts with international companies, expansion of securities.. 더보기 [부자만들기]금융지식100가지-227 Interest rate differences between countries can be explained by the differences in fi nancial market conditions, with developed countries having lower interest rates an d developing countries having higher rates. Interest rates are determined by factors such as the marginal efficiency of investment, household time preference, and cent ral bank monetary policy, and are influenced by the supply an.. 더보기 [부자만들기]금융지식100가지-226 Interest rates are the price of borrowing or lending money, serving as a cost for borr owers and a reward for lenders. Interest rates are determined relatively based on th e loan, procurement, and operation markets, with various methods and numbers o f interest rates in the financial market. Interest rate liberalization began in 1988, an d by July 1997, almost all interest rates were liberalized.. 더보기 이전 1 ··· 6 7 8 9 10 11 12 ··· 37 다음