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[공학에 대해서]반도체 제대로 이해하기-241 The history of semiconductors begins with the invention of the diode and transistor, notably in 1947 by Shockley, Bardeen, and Brattain, followed by a transition from germanium to silicon as the core material, and the development of transistor types from bipolar to JFET, MOS, PMOS, NMOS, and CMOS, with initially generic terms later specified as newer technologies emerged, leading to CMOS becomin.. 더보기
[공학에 대해서]반도체 제대로 이해하기-240 In the early 60s and 70s, household electronic products were limited to radios. How ever, today we are surrounded by various electronic devices such as audio systems, TVs, refrigerators, washing machines, PCs, and phones. In the next 10 years, the ubi quitous era will arrive, where we will be surrounded by computers. Inside these ele ctronic devices, there are PCBs (Printed Circuit Boards) that .. 더보기
[부자만들기]금융지식100가지-239 When considering a debt guarantee, it is critical to assess the borrower’s credit and the type and amount of the guarantee rationally rather than emotionally, while international diversification—through foreign currency deposits or overseas securities—is essential to hedge currency and country risk; due to the rise in nuclear families and life expectancy, financial planning in retirement should .. 더보기
[부자만들기]금융지식100가지-238 Amid a rapidly transforming global financial landscape, marked by unstable bank management, deregulation, the ascendancy of financial over industrial capital, rising influence of credit ratings, increased popularity of high-risk mutual funds, and growing numbers of credit delinquents, the financial sector now transcends traditional intermediation to exert profound influence across economies, wit.. 더보기
[부자만들기]금융지식100가지-237 Electronic money digitizes monetary value, adding features such as remote transfe r, convenience in carrying and storage, and anti-counterfeiting functions, and is cla ssified into network-based and IC card-based types. Financial institutions are evolv ing through information industrialization and information equipment industrializat ion, and the integration of financial markets signifies the ho.. 더보기
[부자만들기]금융지식100가지-236 Securitization in finance refers to the transformation of funding methods from ban k loans to securities issuance, starting in the late 1970s in the United States. Financi al innovation involves the emergence of new financial products and market transfo rmations driven by advancements in computer and communication technologies, addressing risks associated with exchange rate and interest rate flu.. 더보기
[부자만들기]금융지식100가지-235 The International Monetary Fund (IMF) aims to provide a forum for international m onetary cooperation, promote international trade, stabilize exchange rates, establis h a multilateral payment system, and support member countries in correcting bala nce of payments imbalances, also acting as a financial institution. The World Bank supplies long-term funds to promote economic development in develop.. 더보기
[부자만들기]금융지식100가지-234 International bonds are classified into foreign bonds and Eurobonds, with foreign b onds issued in the currency of the issuing country by foreign borrowers, and Eurob onds issued outside the currency country. The balance of payments is a statistical t able that records all economic transactions between a country and other countries over a certain period, divided into current and capital accounts.. 더보기

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